To protect people’s privacy and to avoid the disturbance from telemarketing or unwanted calls, the Telephone Communication Protection Act of 1991 (TCPA) was passed. The act forbids businesses to make unsolicited calls. But with the passage of time, the act has not been reformed based on the latest technological advancements, such as the evolvement of smartphones, texting systems, and other advancements. Owing to that, B2B messaging and calls are subjected to the TCPA and get sued for those messages and calls. In case a business gets sued, it almost costs more than $15K in court proceedings, while the attorney fee is also irreversible in TCPA lawsuits. This makes businesses to opt for some settlement with the suing party and avoid the hectic court proceedings. TCPA attorneys also force towards a settlement to get a quick payday. Due to negligence in reforming the TCPA, the number of TCPA lawsuits is increasing exponentially and more TCPA litigators are targeting businesses. The only way to avoid such TCPA litigators is to avoid calling them. This is where the TCPA Litigator List comes into action. TCPA Litigator List provides thousands of TCPA Litigator numbers that are involved in single or multiple TCPA related cases. Other than that, the technologically advanced phone scrubbing features also significantly decrease the chances for businesses to get in the trap of TCPA litigators.

Attributes of TCPA Litigator List

TCPA Litigator List contains the following types of litigators in the list:

• TCPA Litigators: Those individuals that filed a TCPA related case.
• Multi-Case TCPA Litigators: Those individuals that filed more than one TCPA related case.
• Professional TCPA Litigators:Those TCPA litigators that filed multiple TCPA related cases every year.
• TCPA Trolls: Those individuals that haven’t sued anyone, but sent demand letters.
• DNC Complainers: Those individuals that haven’t sued or sent demand letters, but just threatened to sue.
• Associated to TCPA Litigators: Those phone numbers that are registered with TCPA litigators, but not cited in the lawsuits.

Additional Benefits

TCPA Litigator List alone addresses the biggest concern to identify TCPA litigators beforehand. But there are a lot of more technologically advanced benefits that are readily available to the subscribers, as follow:

• Enhanced online phone scrubbing
• Name look up
• Single number look up
• TCPA API – Real-time phone list scrubbing
• Endpoint API (Scrubbing large data set quickly)
• Regular list updates
• Name Recognition Algorithm (NRM)
• Phone numbers verification

TCPA Litigator List Subscription Packages

Other than getting TCPA Litigator List, the company offers multiple subscription packages that provide all the other exceptional services to the subscribers. The details of the packages are as follow:

• Basic Package: The Basic package provides access for phone look ups, Name Recognition Algorithm, TCPA number updates, and phone list scrubbing (up to 100k scrubs and then 0.001 cents per scrub). This package comes at monthly charges of $149 and can be subscribed annually for $1499.
• Platinum Package: The Platinum package provides access to phone look ups, Name Recognition Algorithm, TCPA number updates, phone list scrubbing (up to 200k scrubs and then 0.001 cents per scrub), real-time scrubbing with TCPA API, and database Endpoint API scrubbing. This package comes at monthly charges of $249 and can be subscribed annually for $2499.

A third-party logistics provider (3PL) can help you control costs, increase efficiency, and improve customer satisfaction. But, not all 3PL companies are created equal. Here are a few tips to ensure you find the correct third-party service provider.

Look At Services

The more you services that are provided from one service provider, the more seamless and scaleable your supply chain will be. With a range of services, 3PL can tailor solutions to meet your needs. These services could be anything from cold storage, transportation, warehousing, and order fulfillment.

Research

Whether you are choosing your first 3PL or changing providers, you should look for a company with a proven track record. Look at their reviews and how they have interacted with their past clients. Make sure they have the right resources, and the ability to integrate with your systems.

Technology

Your provider should have advanced technology that suits your specific needs. You may not need sophisticated technology now, but if your business is expanding, you will have those resources.

Scalability

A shared space environment is a great advantage of outsourcing. Your 3PL provider should be able to balance the needs of multiple customers so they can meet peak requirements without investing in permanent space, equipment, or labor. They can also scale operations to deal with business needs.

Customization

An experienced provider can help you leverage postponement strategies to optimize your inventory and deliver the best services. Building to order instead of to stock allows you to cut down on production and inventory costs.

Stability

When you partner with a provider, you trust them with your brand. It is important to find a company with a long history of proven success. Look for a financially stable partner that continues to invest in systems, equipment, facilities, and resources necessary for optimal logistics solutions.

Western Gateway Cold Storage is one of Utah’s leading 3rd Party Logistics (3PL) company offering comprehensive cold chain solutions including cold and freezer storage warehousing, ambient and temperature controlled fulfillment, and refrigerated transportation services. Our cold storage warehouse facility services local, regional, and state-wide companies in a variety of industries. We provide a technologically advanced, safe, and secure cold storage facility. We specialize in handling customers’ products with the highest standards of safety in the industry. We provide frozen value-added services at high volume for direct to consumer order fulfillment. Our integrated services can offer flexible and customized solutions. Visit www.wgstorage.com or call 801-394-7781.

Western Gateway Cold Storage is one of Utah’s leading 3rd Party Logistics (3PL) company.

Introduction

With a majority of businesses across the globe getting prepared for resuming operations amid the corona pandemic, owners have a lot to consider before reopening. They have to follow and maintain high safety standards with respect to the guidelines given by the FDA, OSHA, EEOC, and Centers for Disease Control (CDC) for testing. CPA firm owners must ensure the unmatched safety of its employees while also providing them with freedom of space to work efficiently.

These over-the-top requirements and uncertainties might make a firm vulnerable to potential COVID-19-related liability claims in the future. However, this can be surely avoided by taking appropriate measures. So, let us dig deeper into the same.

7 Key Considerations for Reopening

Irrespective of whether CPA firms lease their space or own a building, it is essential to take care of the following considerations before inviting a client to the office and welcoming the employees back:

1. Review Your Finances

This is probably the first step towards reopening your CPA firm. Similar to other accounting firms, it is very likely that your CPA firm must have faced financial disruptions to some extent. So, it is essential for you to review your finances before you think of reopening your CPA firm. If you were able to sustain business operations and ensure smooth cash flow as usual or with little effect during the lockdown with the help of remote working or other options like opting for outsourcing accounting and bookkeeping services, then you might be good to go.

However, if you were hit hard, you need to prepare a financial plan that clearly lists out your financial position and risks in the coming times, including your contingency plans in case your firm fails to get back on track and ensure smooth cash flow after reopening.

2. Keep Compliance with the Guidelines

Educate yourself first regarding the guidelines laid by the state and federal government with respect to reopening. These guidelines might differ from state to state, depending on the severity of coronavirus in the region.

So, this makes it vital for a firm owner to learn about the same prior to resuming business operations as not complying with the same may result in heavy penalties. Also, this could hamper the image of the CPA firm in the eyes of clients and even employees who might start looking for other options.

3. Prepare the Building

The next step for reopening your CPA firm is to prepare your building in accordance with the safety guidelines set by the authorities. It is your duty as the firm employer to ensure your building is corona-free, and you must sanitize each and every space in your building. This includes doing pre-return inspections, preparing cleaning plans, and taking care of commonly touched areas like doorknobs, elevators, washrooms, and more.

When your building will be safe from coronavirus after thorough disinfecting, and you will have a cleaning plan to sanitize different things on a daily basis, some even on an hourly basis, you will be in the position for reopening your CPA firm as far as the physical space is concerned.

4. Plan Office Proceedings

Obviously, your office proceedings will not be the same as they used to be. You have to make changes to the way your employees will sit after the office gets open in order to ensure social distancing and safe working practices. Now, it all depends on the size of your firm and the number of employees you have, making a must for you to plan things accordingly. You need to take care of the way your employees eat and drink while in the office or during the lunch break.

It is recommended to have strict policies in place regarding the same, and sharing of food must not be allowed under any circumstances in order to avoid contracting the virus from an infected person who is yet to develop COVID-19 symptoms. Apart from this, work on how essential commodities related to the office will be received and handled.

5. Respect Your Employees’ Choices

Your employees form the backbone of your CPA firm and are your biggest strength. So, it is imperative that you show kindness towards them, understand their concerns/viewpoints, and respect their decisions. For instance, allowing those employees to work remotely who do not wish to come to the office and work in risky conditions. Talk to every employee and know what every employee wants from you. The biggest fear that employees have in mind is that they will be called at any cost once the authorities give the green signal for reopening.

There is no denying one has to follow the guidelines, but as a CPA firm owner, you can even make changes to them according to your convenience, like restricting the number of employees to come back. So, if your employees do not feel comfortable returning back, give them the time until they feel safe coming back. If you respect the choices of your employees, they will surely stay loyal to you in the long run.

6. Evaluate Client Needs

COVID-19 has changed everything, and your clients are no exception. The business of your clients must have been affected too, and they will be looking forward to your advisory help apart from the accounting services offered by you. They would want you to guide them towards saving on unwanted expenses, getting maximum reimbursements/help from state and national business relief fund programs, and more.

Apart from this, plan interactions with clients in a way that does not require them to visit your premises as similar to your employees, your clients might feel unsafe too. However, you must incorporate the use of the technology to streamline client interactions like investing in video conferencing software and training your employees on the same.

7. Rework Your Marketing Plan

Of course, your marketing plan cannot be the same as it used to be before the pandemic. In fact, you need to rework on it, focusing on client acquisition and retention like never before in order to bounce back financially after reopening. This new plan should also be focused on becoming more active on social media, investing in email campaigns, partnering with bloggers/influencers, embracing content marketing, and more.

You would require a new marketing pitch that helps you reach a wider customer base explaining how you are going to operate in the changed market conditions and what all strategies you wish to adopt to deliver unmatchable services to clients after reopening.

Conclusion

Reopening during the pandemic time is challenging for every business and not just the CPA firms. We all know that the corona pandemic will stay for long, and we have to start adjusting with the same until an effective vaccine becomes available that will probably bring down its effect. Most of the business owners have a changed mindset ever since the epidemic started, especially when it comes to their taxes and write-offs.

CPA firms must realize this new requirement of clients and deliver accordingly. The steps mentioned above will surely help firm owners reopen in a safe and efficient manner, along with taking care of their employees, clients, and much-needed regulatory compliance.

Author Bio :

Tracy Watson works as an Accounting Expert at Accounting To Taxes, a renowned company offering Tax, Financial, Bookkeeping and Account Receivable Service. She is passionate about writing about finance & accounting, small business growth, and entrepreneurship. She is continuously contributing her skills, knowledge, and experience in assisting people with finance and accounting matters.

Social Security offers a benefit to eligible retirees who have contributed a certain amount of work to the Social Security Fund throughout their lives. Social Security can also provide benefits to their dependents. The potential beneficiaries are surviving spouses, along with children, dependent parents, and grandchildren. Dependents can be eligible to receive payments up to 70% to 100%, based on the qualified retirees’ benefits. So, retirees’s social security number is essential in their life. To protect it from identity theft or lost, contact alldocuments and make a replacement copy of your card.

Benefits for the Spouses of Retirees

The retiree who is collecting Social Security benefits can be eligible to get spousal benefits. The spousal payment can be equal to up to one-half of the monthly payments of the retiree. To obtain the benefits, the retiree must be at least 62 years old or caring for a child whose age is under 16 years or is disabled. The person needs to entitle to receive benefits on the work record.

If your earnings records mean you have done a lot more, you may be eligible to receive larger for spousal benefits from Social Security. But, if you are still working along with receiving benefits early from SSA may be reduced your payments further because you cross your limits of earnings. Once you reach your retirement age, this law no longer applies.

Benefits for Surviving Spouses

Widows or widowers also can obtain Social Security benefits based on their spouse’s SS benefits. You must reach your normal retirement age to receive these benefits. Surviving spouses can be eligible to receive 100% of their deceased spouse’s benefits by the SSA. First, they need to meet their normal retirement age, like at least 60. If anyone delays receiving benefits, which results in higher monthly payments.

Besides, a younger surviving spouse can get a benefit if they are caring for a child of a deceased worker. The child must be under 16 years of age or disabled to receive the benefits. Depending on the income record of the late spouse, the person can collect 75% benefit from the SSA.

Benefits for Divorced Spouses

If you have been separated after living with your spouse for at least ten years, you may be eligible to receive the equivalent of one-half of the divorced spouse’s benefits. The rules are similar to both parties to receive benefits. There can be an exception if you are receiving benefits before divorcing your former spouse, then you won’t be allowed to collect SS benefits.

However, you must be at least 62 years old, and your divorce must be finalized with at least two years. You have to be the first marriage if your spouse had more than one marriage. Each marriage would not allow receiving benefits; SSA will only choose the former marriage who lived at least ten years with a spouse.

Benefits for Children and Grandchildren

Children can be eligible for benefits as a dependent of a surviving parent or a survivor of a deceased worker who collects Social Security retirement or disability benefits. For these purposes, children need to meet some criteria such as their years will be under 18 and will be unmarried. If they are age of 19 and still in school, they will be qualified to collect benefits till the date of graduation or two months after their 19th Birthday.

The benefit payments for the kids will not reduce the living parent’s retirement benefits. The amount of the payments the kids could obtain, adjusted to the parent’s benefits, will increase the parent’s monthly payments. Besides, a dependent child can get up to half of the benefit of a living parent who receives SS benefits. If the parent was deceased, the surviving child would be eligible to get up to 75% of the SS benefit dependent on the parent’s earning records done through their lifetime.

Grandchildren can also be qualified to receive SS benefits if the children lost their parents and are dependent on their grandparents. The benefit payments will be calculated based on grandparents’ earnings record.

If you’re a U.S. citizen living in Canada, you may be wondering about the impact on your U.S. Social Security benefits. Or maybe you’re a Canadian citizen with questions about how your U.S. residency will impact your CPP/OAS benefits. What are the tax implications for these programs when you live across the border?

Fortunately, there’s been a lot of cooperation between the U.S. and Canada on the subject of Social Security. Since 1984, a totalization agreement has been in place between the two nations regarding their respective Social Security programs. (Note: Quebec has its own agreement because of a special pension plan operated in that province.)

In a nutshell, those who have earned Social Security credits in either country may qualify for benefits from one or both countries. Those meeting the necessary requirements under one country’s program will get a regular benefit from that country. Those who don’t meet the basic requirements may still qualify for a benefit under the totalization agreement.

U.S. Social Security Benefits for Americans Living in Canada
Let’s look at a case study as an example. Our client Robert is a U.S. citizen who lived and worked in the U.S. for 25 years before moving to Canada for a job five years ago. He plans to work for five more years before retiring in Canada. Robert came to us with questions about Social Security benefits since he has lived abroad and plans to retire outside the U.S.

When it comes to taxes, the totalization agreement between the U.S. and Canada is quite favorable to Robert when it comes to the taxation of his U.S. Social Security benefits. These benefits will be subject to tax only in Canada, meaning Robert will be taxed the same way as other Canadian residents even though he’s a U.S. citizen. Here’s the math. In his Canadian taxable income, Robert will include 85% of his Social Security benefits and the remaining 15% will be exempt from Canadian taxes.

Robert’s Canadian tax situation will determine how much Canadian tax, if any, Robert will pay on his U.S. Social Security benefits. Of course, if Robert retired in the U.S., the tax would be lower, but in this situation the additional tax isn’t too onerous.

CPP/OAS Benefits for Canadians Living in the U.S.
How does it work with Canada Pension Plan (CPP) and Old Age Security (OAS) benefits from Canada? What if our case study example Robert was a Canadian citizen residing in the U.S.?

Essentially, if Robert was a Canadian living in the U.S., his benefits would only be taxable in the U.S. When it comes to taxes, the Internal Revenue Service sees CPP/OAS benefits as equivalent to U.S. Social Security benefits. This means that Robert should report this income on his 1040 form, and it will be taxed at the 85% inclusion rate. Another upside of the U.S./Canada totalization agreement: CPP and OAS income aren’t taxable in Canada and aren’t subject to Canada Revenue Agency withholding for non-residents.

Need help exempting your U.S. Social Security benefits from U.S. taxes? Questions about the taxation of your CPP or OAS? Whichever side of the border you’re on, the cross-border experts at Cardinal Point Wealth Management can help you maximize your benefits and avoid double taxation of your income.

Terry Ritchie is the Director of Cross-Border Wealth Services at the Cardinal Point, a cross-border wealth management organization with offices in the United States and Canada.  Terry has been providing Canada-U.S. cross-border financial, investment, tax, transition, and estate planning services to affluent families for over 25 years.  He is active as an author, speaker and educator on international tax and financial planning matters. www.cardinalpointwealth.com

Lots of online retailers are nowadays considering the eCommerce conversion rates as a significant issue. In the process, abandoned shopping carts irritate the most. That’s why; retailers have to work very hard to attract the visitors.

Let us first understand the meaning of conversion in eCommerce. 

A conversion rate is defined as a percentage of total users that are taking the necessary action on a website. It is usually required for clicking a link or just signing up an email newsletter. In any eCommerce business, the prime objective is to get the visitors to purchase something.

Tips used for increasing the eCommerce conversion rate

We are here mentioning some of the tried methods for boosting the conversion rates of the website.

• Minimizing the load times

According to the report, there are lots of mobile users leaving a site if the time of loading is high. For this, the best way is to optimize the website from time to time. All can be started with website hosting and CMS.

• Making use of responsive web design

The responsive web design is usually coded and get adapted to the device automatically. It is true that the mobile eCommerce is expected to contribute around 45% of its part in a business. Hence, responsive web design is needed to decrease the bounce rate.

• Provide easy navigation

Observing the difficulty in navigation could be a result of long browsing times and a high bounce rate. Obviously, the visitors can’t buy the thing that they are unable to see. Hence, it is required to show a balance between the products and make them available to the buyers.

• Using effective content

User-generated content such as reviews, photos, and others is quite useful in pushing customers to make a purchase. It has been seen that in some of the industries, the excellent content boosts up the conversion rates up to 200%. Usually, customers find photos and reviews quite helpful while purchasing anything.

SaleHelpr, thus, is here for those who are looking into the ways of skyrocket their conversion rates and increase the revenue. We work to engage your users more with the website. They can use one line of code for installing the website, creating the notifications, and generating more leads, growth, and conversions.

If your glasses are bent or don’t fit, simply make a trip and Pacific Lenses can alter them for you. In the event that you might want to substitute your unique, manufacturer-made sunglass lenses, they will be able to do that as well. Pacific Lenses additionally do modifications, repair nose pads and missing or broken screws. They can fix or replace parts, including lenses from Pacific Lenses. 

Prescription Sunglasses 

There are numerous alternatives with regards to sun protection when wearing glasses including cut on’s, attractive clasps, or “cheaters”: those curiously large sunglasses that fit over your optical frames. Yet, in the event that you invest a lot of energy in the sun, you might need to consider the accommodation of either prescription sunglasses or Transition lenses. 

Sunglasses can be made in any prescription making use of the most recent in smart sunglass frames. Your lone limitations are directed by the curvature of ‘wraparound’ frames, which can cause distortion in your peripheral vision particularly in high prescriptions. Look over Polarized, non-Polarized, or a custom tint. 

Progress lenses (otherwise called photochromic lenses) will be lenses that change from clear to dark when presented to UV rays. Indoors and around evening time, Transition lenses use to be as clear as ordinary clear lenses. Outside, when presented to the UV rays, they use to turn sunglass dark, upgrading the nature of vision to decrease glare, limiting fatigue and eyestrain, and improving differentiation in every light condition. 

One of the freshest advancement technologies on the market is polarized change lenses. Changes Vantage lenses are the solitary lenses intended to both darken and spellbind upon UV presentation to convey recognizably sharper, crisper, vision, even in the most splendid outdoor glare. 

Which lenses does Pacific Lenses offer? 

Lens coatings can give extra optical advantages just as improving the presence of your glasses. Amongst the coatings accessible are: Scratch coats, Anti-Reflective, and ultraviolet (UV) coatings. Mirror coatings use to be additionally accessible. 

Anti-Reflective coatings, additionally know as ‘AR’ or anti-glare coatings, will be coatings for the most part applied to the front and rear surface of lenses for the motivation behind reducing glare or reflections. If you drive around evening time a decent AR coating shrinks down glare or the star/radiance impact from approaching headlights while improving your night vision. Anti-Reflective coatings have additionally been demonstrated valuable when making use of a computer for broadened timeframes by lessening glare off of the monitor, which, thusly, facilitates eyestrain. From a cosmetic standpoint, AR coatings diminish the sparkle and reflection off of high index lenses, which will in general be more brilliant because of their slenderness. 

Indeed, even metal can be scratched, so what chance does plastic or glass have? While not defensive against profound scratches or gouging, a scratch-verification coating can make your lenses more impervious to the fine scratches that accompany everyday wear and even from cleaning them with something as apparently delicate as napkins or paper towels. For the most part a scratchproof coat will accompany a service contract on your Oakley twoface lenses.

Running a business isn’t easy. When it comes to purchasing handling equipment, you need to make mindful decisions. Sometimes you are confused about whether to buy the Forklift on sale or the other items you might need. Purchasing a forklift is an expensive affair, so you might wonder whether renting one is a better and more financial option or not. We are here to help you make an informed decision regarding renting a forklift. Here is why opting for a long term rental for a forklift is an excellent idea for your business.

Easier on the pocket

When you opt for a long term rental of a forklift, it costs significantly lesser than buying one. You can use this money to invest in other equipment that you might be needing. When you are making payments for the rental, it counts as an operating expense and is 100% deductible as business expenses. There is no confusion regarding depreciation schedules or damaging tax ramifications at the end of the year. Renting a forklift implies entering into a long-term agreement based upon expected hours and operating conditions that you are planning to rent and use. You could compare the purchasing of the piece with renting it. You are paying 100% for an asset irrespective of whether you plan to use it or not. Renting it makes it easier on the pocket.

Fixed Payments 

Renting a forklift frees you from unpleasant cost surprises. You enter into a long-term agreement, which also includes maintenance and unforeseen unexpected repairs. Which in contrast to owning your own forklift. If your forklift breaks down or is due for maintenance, you have to pay for it from your own pocket. But renting a forklift means everything else is covered for, and you have absolutely nothing to worry about.

Less Maintenance

Maintenance is the pre-requisite of owning a forklift. You need to maintain the fleet and need mechanics, tools, and parts to take care of the vehicle. This only takes up space in the warehouse. The technology used for operating forklift also keeps changing. When you are due for another upgrade, there is more money than you need to shell out in order to buy a new forklift. In both these cases, renting a forklift seems like the best option. You don’t have to bear the cost of maintenance as it is already covered in the agreement. Whenever the machinery is due for an update, you could always rent another forklift for the long term.

Flexibility

One of the best parts of renting is the amount of flexibility. You could either rent a piece of new or older equipment based on your needs’ conditions. In case of a breakdown for larger fleets, there is always a stand that is available to help you get through the day without losing any time or money. Renting also reduces the risk of labor and parts prices, which are increased by fixing the monthly payment, which is in agreement.

The essential skills needed for life are called life skills. In other terms, a set of skills obtained either by learning or by life experience that helps them or their surroundings to solve problems and issues that happen in their day to day life are also called life skills. It also teaches creative thinking, effective communication, positive thoughts, responsibilities, decision-making, maintaining good relationships, and creating a healthy lifestyle. Some of them concentrate on anti-social behavior, crimes, and negative impacts. Since it has more moral values many organizations are doing life skills training for youth programs for many childhoods and adolescents.

The essential skills that are needed

There are wide varieties of life skills needed for children such as, focusing and self-control in which will help the children to focus on their goals without distractions. Setting the aim is an important skill it helps to find their need by prioritizing them like getting to know about their need and what they want to be in the future. The most important skill is communication. Youths need to know how to communicate with others better listening and communicating softly will lead the situation. Behavioral skill shows the individual characteristics, they need to learn the moral manners for example speaking politely, accepting their mistakes, and apologizing.

Significant life skill sets

Some more life skills are interpersonal, decision-making and problem-solving, self-awareness, emotional intelligence, time management, domestic skills, organizational skills, and the most important skill financial planning or budgeting. You need to teach about financial planning like what to spend, where to spend, and is that necessary, self-analyzing during the budget plan will improve the overall skills. Educational is very much needed for the present digital world and at least basic education should be provided to all.

Why do youths need basic life skill

Based on the situation and environment everyone needs the skill training whether it is in rural or urban places. In rural area peoples every day facing some troubles including for their survival need, by the life skill they can also reduce poverty and increase their life improvements with developing socio-economic status. In urban areas increase in modern life, many teenagers are facing problems like behavioral attitudes, frustration, stress, getting feared of negative situations, and for the reasons they also need skill development training. Training of children and youth will lead the world to a happier place.

Formulating the program

Initially, life skill training is developed based on the needs in the area. Then identifying the objectives and creating a strategy for the development program is done. Then designing the program materials and getting it done by preparing the skill trainers. Implementing the program and making the update is needed. Finally maintaining the life skill program is done. Whether life is hard is smooth, we need to get prepared for every situation and we must not be fed up by any unexpected negative situations. That’s why everyone needs to be learned with life skills. Many organizations, NGOs, and agencies are creating and conducting life skills training for youth programs.